Home Insurance Estimator
Rough annual homeowners insurance premium.
Estimate premium at typical $3.50 per $1,000 of dwelling coverage, adjusted for risk.
What you enter
- Dwelling coverage
- Risk multiplier — 1.0 = average, 1.5 = high-risk area
Worked example
With the default inputs:
- Dwelling coverage: $350,000
- Risk multiplier: 1
| Estimated annual premium | $1,225.00 |
|---|---|
| Monthly escrow | $102.08 |