Amex Blue Business Plus
The default no-fee business card — 2x everywhere on transferable points is genuinely rare.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- Annual fee: $0
- Purchase APR: 18.49%–26.49%
FairPrice score: 77/100
Rewards
2x Membership Rewards on the first $50,000 of spend per year, then 1x. No annual fee.
Perks
- 12-month 0% intro APR on purchases
- Access to Amex Membership Rewards transfer partners
- Expanded buying power
- No annual fee
Pros
- Rare no-fee card with access to Amex transfer partners
- Simple 2x on everything
- Solid 12-month 0% intro APR
Cons
- 2.7% foreign transaction fee
- 2x rate caps at $50k of annual spend
- Amex acceptance is weaker than Visa/Mastercard
Best for
- business
- no annual fee
- points enthusiasts
- small business
Official source · Last verified 2026-10-04