Bilt Mastercard
A one-of-one for anyone paying rent — every other perk is a nice-to-have.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- Annual fee: $0
- Purchase APR: 21.49%–29.99%
FairPrice score: 78/100
Rewards
1x on rent (no fees, up to 100,000 pts/yr), 3x on dining, 2x on travel, 1x on other, plus 5x on Rent Day (first of the month).
Perks
- Earn points on rent with no transaction fee
- Strong transfer partner list (Hyatt, American, United, Alaska)
- Rent Day 2x multiplier
- No annual fee
- No foreign transaction fees
Pros
- Only card that lets you earn transferable points on rent for free
- Excellent transfer partners
- Zero annual fee
Cons
- No welcome bonus
- Must use the card 5+ times per month to earn any points
- Rewards floor is low outside dining and rent
Best for
- travel
- renters
- no annual fee
- points enthusiasts
Official source · Last verified 2026-10-04