Capital One SavorOne
Best no-annual-fee card for dining + international travelers. No foreign transaction fee is huge at $0 AF.
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Price and terms
- Annual fee: $0
- Purchase APR: 19.24%–29.24%
FairPrice score: 85/100
Rewards
3% dining, entertainment, groceries, streaming
Perks
- No annual fee
- No foreign transaction fees
- 0% intro APR 15 months
Pros
- No annual fee AND no foreign transaction fees (rare combo)
- Great everyday categories
- Approachable credit requirement
Cons
- Only 1% on non-bonus spend
- Entertainment definition is narrow
Best for
- no annual fee
- dining
- entertainment
- travel abroad
Official source · Last verified 2026-10-04