Capital One Venture X
The best-value premium travel card. $300 credit + 10k anniversary miles + lounges basically zeros out the fee.
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Price and terms
- Annual fee: $395
- Purchase APR: 19.49%–28.49%
FairPrice score: 90/100
Rewards
10x hotels via Capital One, 5x flights, 2x everything
Perks
- $300 annual travel credit
- 10,000 bonus miles every anniversary
- Priority Pass + Capital One lounges
- No foreign transaction fees
- Global Entry/TSA credit
Pros
- Effective fee under $100 after credits
- Lounge access included
- 2x on everything (rare at this tier)
Cons
- $395 annual fee
- Best redemptions require Capital One partners
- Newer lounge network
Best for
- travel
- premium
- lounge access
Official source · Last verified 2026-10-04