Discover it Student Cash Back
The best student card, full stop. Rare to see 5% categories and Cashback Match at this credit tier.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- Annual fee: $0
- Purchase APR: 16.49%–25.49%
FairPrice score: 85/100
Rewards
Student version of Discover it — 5% rotating + Cashback Match
Perks
- No annual fee
- No credit history required
- Free FICO
- No foreign transaction fees
Pros
- Accepts no credit history
- Full rewards on a student card
- Cashback Match doubles year 1
Cons
- Requires being enrolled in school
- Discover acceptance thinner abroad
Best for
- students
- first credit card
- building credit
Official source · Last verified 2026-10-04