Wells Fargo Autograph
One of the strongest no-fee category cards for people who don't travel enough to justify a $95 fee card.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- Annual fee: $0
- Purchase APR: 19.99%–29.99%
FairPrice score: 75/100
Rewards
3x on restaurants, travel, gas, transit, streaming, and phone plans. 1x everywhere else. No annual fee.
Perks
- 12-month 0% intro APR on purchases
- Cell phone protection
- No foreign transaction fees
- No annual fee
Pros
- Six 3x categories with no cap and no annual fee
- Cell phone protection
- No foreign transaction fees
Cons
- Weaker transfer partner network than Chase or Amex
- Modest welcome bonus
Best for
- travel
- no annual fee
- dining
- gas
- streaming
Official source · Last verified 2026-10-04