Oscar Silver On-Exchange
Tech-forward health plan with strong virtual care. Narrow networks are the tradeoff. Confirm your doctor is in-network before enrolling.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
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Price and terms
- Monthly price: $425
- Annual price: $5,100
- Deductible: $3,500
FairPrice score: 76/100
Coverage
ACA Silver plan with $3,500 deductible
Features
- $0 virtual urgent care
- Concierge team
- Generic Rx $3 copay
- Preventive care $0
Pros
- Best virtual-care experience
- Transparent app
- Low generic Rx cost
Cons
- Narrow network in some states
- Specialist waits
Best for
- self-employed
- tech-forward
- ACA-marketplace
Official source · Last verified 2026-07-04