Progressive Snapshot
Snapshot rewards good drivers with 15-30% off, but hard-brakers get hit. Best for confident drivers who mostly commute during daytime.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- Monthly price: $138
- Annual price: $1,656
- Deductible: $500
FairPrice score: 85/100
Coverage
Usage-based auto insurance with telematics discount
Features
- Telematics discount up to 30%
- Name your price tool
- Bundle with home
- Deductible savings bank
Pros
- Big discount for cautious drivers
- Flexible pricing tool
- Strong for high-risk drivers
Cons
- Penalizes hard braking
- Late-night driving penalty
Best for
- telematics-discount
- high-risk
Official source · Last verified 2026-07-04