State Farm Full Coverage
Higher premiums than GEICO but local agents matter when you file a claim. Best for families that value someone picking up the phone.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- Monthly price: $178
- Annual price: $2,136
- Deductible: $500
FairPrice score: 84/100
Coverage
Standard liability + collision + comp + roadside
Features
- Local agent network
- Drive Safe & Save telematics
- Roadside assistance
- Rideshare coverage add-on
Pros
- Best-in-class agent service
- Great multi-policy bundle
- High customer retention
Cons
- 20-30% above cheapest competitors
- Website quoting is clunky
Best for
- family
- agent-preferred
- bundle
Official source · Last verified 2026-07-04