360 Performance Savings
Reasonable APY with actual branch access. A good compromise if you want a real bank.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- APY: 3%
- Monthly fee: $0
- Minimum deposit: $0
FairPrice score: 76/100
Features
- Physical cafes + branches
- No fees
- Instant transfers to Capital One checking
Pros
- Real branches available
- Trusted major bank
- Clean app
Cons
- Lower APY than online-only competitors
Best for
- branch access
- major bank
Official source · Last verified 2026-10-05