CIT Platinum Savings
Top APY if you keep at least $5k parked. Below that, look elsewhere.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- APY: 4.55%
- Monthly fee: $0
- Minimum deposit: $100
FairPrice score: 83/100
Features
- Top-tier APY at $5k balance
- No monthly fees
- Mobile check deposit
Pros
- Best-in-class APY
- No monthly fees
- No wire fees on outgoing (over $25k)
Cons
- APY drops sharply below $5k balance
- Weaker mobile app than competitors
Best for
- highest apy
- large balances
Official source · Last verified 2026-10-05