Sallie Mae 12-Month CD
Highest 12-month CD rate if you can meet the $2500 floor.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- APY: 4.10%
- Monthly fee: $0
- Minimum deposit: $2,500
- Term: 12 months
FairPrice score: 79/100
Features
- Top 12mo rate
- No fees
- FDIC insured
Pros
- Highest 12mo rate in pack
- No fees
Cons
- $2500 minimum
- No branches
Best for
- highest apy
Official source · Last verified 2026-10-05