Cornerstone Money Market
Top money-market rate. Behaves like a HYSA in practice.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- APY: 4.75%
- Monthly fee: $0
- Minimum deposit: $100
FairPrice score: 80/100
Features
- High MMA rate
- No fees with e-statements
- FDIC insured
Pros
- Top money-market APY
- Low $100 minimum
Cons
- 6 withdrawal limit historically
- No checks or ATM card
Best for
- money market
- highest apy
Official source · Last verified 2026-10-05