Federal Tax Filing Software (Individual)
Simple W-2 returns can (and should) be free. Software vendors upsell you at every step.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- Typical: $60 per return
- Typical range: $0–$130
What this fee covers
DIY software for 1040 with W-2, standard deduction, maybe 1099-INT. Federal only.
Hidden fees to watch
- State return $40-60 add-on
- Deluxe upgrade $30-50
- Live expert help $60-100
- Refund advance loan fees
Ways to pay less
- IRS Free File covers AGI under $84k
- FreeTaxUSA is $0 federal / $15 state
- Refuse upsells at checkout
- Never pay to "get your refund faster"
Official source · Last verified 2026-07-04