Betterment
The default robo. Worth 0.25% for many; DIY three-fund portfolios beat it on cost.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- Typical: $0.25 AUM fee %
- Range: $0.25–$0.40
FairPrice score: 78/100
Features
- Automated rebalancing
- Tax-loss harvesting
- Goal buckets
Pros
- Handles the math
- TLH included at any balance
Cons
- 0.25% is meaningful over decades vs DIY
- Cash held for TLH
Best for
- hands-off
- tax-loss-harvesting
Official source · Last verified 2026-07-04