15-Year Fixed Mortgage
For buyers with income headroom — cuts total interest roughly in half vs a 30-year.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- Typical: $6.35 APR %
- Range: $5.80–$7
FairPrice score: 85/100
Features
- Faster payoff
- Lower total interest
- Higher monthly payment
Pros
- Pays off house faster
- Substantially less interest
Cons
- Bigger monthly payment locks you in
Best for
- aggressive-payoff
- high-income
Official source · Last verified 2026-07-04