New Auto Loan, 72-month
Long terms are a trap for most buyers. Under 60 months is the fair-play line.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- Typical: $7.90 APR %
- Range: $6.50–$10.50
FairPrice score: 62/100
Features
- New vehicle
- 72-month term
- Credit-tier dependent
Pros
- Lower monthly payment
- Common at dealerships
Cons
- You'll be underwater on the car for years
- More interest paid
Best for
- stable-income
Official source · Last verified 2026-07-04