Buyer Closing Costs
Shop title insurance separately — most buyers overpay by $500-1500.
Use this page as a benchmark, not as a guaranteed quote or eligibility promise. The price, rate, fee, coverage, or feature set can change with location, customer profile, promotional timing, scope, and provider terms. Compare the current source disclosure before you buy or sign.
FairPrice Guru keeps the benchmark separate from the provider's marketing. A higher price is not automatically unfair when it buys more coverage or a better scope, and a lower headline price is not automatically better when fees, restrictions, or missing features change the real cost.
Price and terms
- Typical: $3 % of home price
- Range: $2–$5
FairPrice score: 75/100
Features
- Loan origination
- Title insurance
- Appraisal
- Recording fees
Pros
- Lender credits can absorb some
- Some are negotiable
Cons
- Escrow reserves inflate first-year total
- Title insurance rarely shopped
Best for
- first-home
- budget-planning
Official source · Last verified 2026-07-04